Commercial Mortgage Brokers

If you are a commercial mortgage broker, scroll below to see our wholesale commercial mortgage programs as well as unique training products created exclusively for you.

The need for commercial mortgage brokers has NEVER been greater. Borrowers are scrambling to find financing, as most of their traditional local banks have stopped doing deals. Commercial brokers that have viable loan options are in a very strong position to take advantage of this market. The key of course for brokers, is knowing how to still get loans closed, ie how to screen deals, how to market your services to borrowers, how to package loan requests, how to present them to lenders and which lenders to take the requests to in the first place, etc. The products below can help you with this.

Keep in mind, it doesn't really matter how ugly the economy is. Commercial mortgages will continue to get done. Banks and lenders still need to place their capital and borrowers still need financing. Though it's not as easy to get loans closed as it was, they still do.

For those of you who have survived this down cycle, or are thinking of getting into (or back into) the business, you are in an outstanding position to profit from the returning market. Much of our competition has left the business!

Scroll below for unique products created exclusively for commercial mortgage brokers. Note that all of these have been "street tested" and proven by seasoned professionals. In addition, we use them everyday on our our deals. They are all legitimate and we are confident you'll agree. If it's not real, we don't offer it.

commercial loan training
By Jeff Rauth, President of Commercial Finance Advisors, Inc

Commercial Mortgage Broker Training Book (2nd Edition)

OFFERED EXCLUSIVELY HERE

We wrote a commercial mortgage training book, click here for more info. We discuss marketing, sales and mostly on howto pre screen commercial loan requests, so you don't waste your time on "unfundable" deals. The rest of the book is written as a case study on two deals we recently closed. The first is a purchase of a six-unit retail property where the borrower occupied 60% of the building. It's a great example because there are 3 sources of income that have to be calculated. We go through the borrowers tax returns page by page and show you what qualifies as income and why. We also put together a debt coverage analysis spreadsheet to show what income we can use from the tenants/building. The second example is a cash out refinance on a medical office building. Loan amount was $1,780,000. Its a great example because their are three sets of tax returns that have to be dealt with - personal, business and real estate entity. We go through each page and highlight what can and can't be used as income.

CLICK HERE FOR MORE INFO commercial broker training

Wholesale Commercial Mortgage Program

Commercial Mortgage Brokers, we want to work with YOU! Loan amounts from $400,000 to $13,000,000. Owner user or investment. Conventional or SBA 504. National program with 1, 3, 5, 10 and 25 year fixed rates. Work with experts.

Take a look at our wholesale commercial mortgage program here.

Commercial Mortgage Broker Fee Agreement

We paid our attorney $750 to write a REAL commercial broker fee agreement for our own use. This can be a rough business, and you need to protect yourself. Over the years we have learned this the hard way. Don't let yourself get pushed around. Protect your time and your fees. Comes in Word, so you can easily alter it for your use.
Click here for more information on our commercial mortgage broker fee agreement

Fee Agreement Between Lender and Broker

We just hired our attorney to draft another agreement. This one is between the lender and broker... Do you work with lenders or banks that pay you a referral fee or yield spread outside of closing? Many of the SBA 7a lender we work with do. Do you really have anything in writing protecting your fee? Do you think a one sentence email from the BDO would stand up in court?
Click Here For More Info

Co Broker Fee Agreement and Non Circumvent Agreement

Ever get "stuck" on a loan a decide to take it to take it to another broker that seemed more confident about getting it funded than you? If you don't know the company very well and even if you do, you'll still want to formalize the relationship. If you don't you'll be walking on very "THIN ICE". Get it in writing. And again we paid our attorney a LOT more than what we're selling it to you.

CLICK HERE for more info on why you have to have a co broker agreement and a non circumvent

Owner Occupied Pre Qualification Spreadsheet

NEW *** MUST HAVE***

This is the best pre qualification tool we've seen or used for qualifying SBA 7a, SBA 504, USDA B &I loans and conventional owner user loans. It was created by a 25 year SBA bank loan officer. This is the most practical product we have for commercial mortgage brokers that do owner user deals.
Check it out at Owner Occupied Pre Qualification Tool

Commercial Loan Spreadsheet - Advanced

One of the best commercial loan spreadsheets I've come across. 5 pages, fully connected and sophisticated. Present this to your clients and they WILL be impressed and assured that you know what you are doing Buy now and it will be emailed to you instantly. 100% money back guarantee.

Click here to check it out. Other pages include, Rent Roll, Lease Expiration Schedule, Lease Cost, and Expense Analysis.

CLICK HERE FOR FULL INFO spreadsheet commercial loan

Commercial Loan Spread Sheet - Basic

This is a great spread sheet in that in calculates all of the major points i.e. DCR, property value via cap rates (income approach), break even analysis, NOI, monthly payments, etc. Great to show your clients because its simple yet comprehensive. You can spend serveral hours putting together a comparable spread sheet (if you know the formulas) or get it right now for the cost of a "latte." Excel file will be emailed to you instantly. As always we have a 100% money back guarantee.

CLICK HERE TO CHECK IT (See actual example) commercial loan spreadsheet

Owner Occ Lender List

We are now offering our internal SBA, USDA and conventional lender list. 46 sources total, including their complete contact info, name, phone number, website, etc. These are the most aggressive and viable sources for owner occ loans in the nation. If they won't do your deal - good luck!

We have closed loans with most of them and still work with virtually all of them on a day to day basis. So we know first hand that they continue to lend. Many are still paying referral fees as well.

The list will be emailed to you instantly via a software program to your email, in an excel file. Simply save it to your computer/print out.

$50

Commercial Lender List

More info here - Commercial lender list.

Commercial Hard Money Lender List

I don't know about you, but the hardest part of brokering hard money during this decline has been picking the right lender (We have had a few die on us during underwriting). This list is down to 23 lenders total. We included all of the contact info you need. We have either closed loans with these lenders or our friends in the business have. These are real lenders, not con artists!

$50

More info on our commercial hard money lender list.

Get Both the Above Commercial Hard Money & Owner Occ List

For the discounted price of $75.

Commercial Loan Training DVD Course

Complete with training manual. This is a comprehensive guide and covers ALL aspects of the business. 108 page manual and 6 hours of DVD training. Whether your new or a veteran commercial loan broker this training will give you the information and confidence you need to succeed in this business.

Click here for more info commercial loan training.

Become Compliant with the "DREADED" SBA 159 Form

Interview with an SBA Attorney

The SBA and banks that participate in the SBA program are becoming much more strict about how commercial mortgage brokers get paid on SBA loans as well as making brokers be compliant with the SBA 159 form (AKA the "Fee Disclosure Form And Compensation Agreement"). For example, did you know that as a brokers you not aloud to collect a fee based on the closing of an SBA loan? I.e. charging a 1% fee for example is ILLEGAL... This violation could cost you your fee, fines or even prison time if violated.

We provide solutions and show you how to be compliant with this nasty issue.

Go here: SBA 159 Form.

HOW TO SECTION

How to Assemble a Legitimate Loan Package + Bonus Rant

List of what documentation is needed to complete a legitmate loan package on either an investment property or owner user loan request, plus a finger pointing RANT harsh enough to making you go crying back to mama.

Overview Of The Commercial Mortgage Business

Commercial Mortgage Business. Quick discussion of the needed skill sets and the most important training aspects of the business for your success as a broker.

Commercial Real Estate Loans

Commercial Mortgage Broker Training

Commercial Mortgage Loans Misc

Commercial Mortgage Brokers