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Interest Only Commercial Loan


Interest only loan programs normally provide lower payments compared to similar fixed rate and or fully adjustable loans. With a interest only commercial loan, there is no principle reduction or short amortization schedule.
Loan Program Advantages Disadvantages
Interest Only Programs
  • Lower monthly payments
  • Qualify for a higher loan amount
  • Qualify at the interest only payment
  • Interest only payments often go up to ten years
  • Higher rates
  • Principal loan balance will not decrease during the interest only payment period
  • Payment will often be higher for the remaining term if the loan adjusts to a fully amortizing loan

An interest only commercial loan can be more expensive compared to a fully amortized loan, as far as the total interest payments.  Interest only payment options allow you to qualify at the starting interest only payment. This often gives you more buying power and a lower monthly payment compared to an amortized loan.

Commercial Interest Only Loan

Contact us regarding you interest only commercial loan request by filing out our commercial loan application. 

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