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Commercial Mortgage Information

Commercial Mortgage Debt Outstanding - Forth Quater 2010 

The Mortgage Bankers Assoication of America recently released their Debt Outstanding report which showed that the level of commercial mortgagedebt fell by .5% or $12.1 billion during the last three months of 2010.  This is the fifth straight quarter of decline in debt that is backed by commercial real estate (The report refers only to income producing properties, not owner occ).


Interestingly the level of debt associated with Fannie and Freddie multifamily loans increased by $3 billion during this time, while the rest of the commercial income producing debt declined.  Most of the decline was related to CMBS loans that were paid down or worked out. 

Commercial income producing properties such as retail, office or industrial have not benefited from a government subsidy type program such as the SBA or Fannie Mae.  The result has been a three years of stalled lending relative to these government backed programs.   

The total debt outstanding will likely continue to decline as construction financing remains weak, purchase and cash out type refinances also remain difficult. 

Though general commercial investment properties remain difficult, transaction at or below 65% loan to value are viable.  We are actively seeking new transactions over $500,000.  To better determine if we have options for you, fill out our pre approval form.