Commercial Bank Loan 



Conventional commercial loans
, aka commercial bank loans, are becoming more difficult to get done in this market.  Loan to value standards for example have 

Commercial Lender List

Commercial Lender List

Commercial Lender List 

dropped to 55% -65% on both purchase or refinance transactions.  For those that do qualify, they will typically enjoy lower rates/fees, longer fixed periods than on comparable SBA commercial loans or B and I loans
   However, the vast majority of small business owners will only fit the above mentioned government guaranteed programs.  These are by far the most viable and reliable programs out there. 

Borrowers are warned, especially if they have timing limitations (a ballooning loan for example) to be very careful with conventional financing.  Most banks and lenders are not closing.  You as the borrower stand to lose a tremendous amount of time and money by going through the process only to be declined a few months into it. We have seen this all to often, in this market.

   

Those That do Qualify on Commercial Bank Loans Can Expect:

We have the expertise to get your loan funded.  We know who the viable sources are ie who is still really closing commercial bank loans, not just quoting rates.  Make Commercial Finance Advisors a part of your team!  Feel out our pre approval form now to get started.

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Other Related Commercial Loan Programs:

General Topics Related to Commercial Financing: