25 Year Fixed Commercial Loan Program

Seeking long term fixed rate financing? Are you concerned how inflation may affect interest rates in 3, 5 or 7 years? Do you want more control and to be able to better forecast your real estate expense? Would you rather just secure your commercial mortgage once and have it done for good? If so, keep reading.

This is by far one of our best commercial mortgage programs and we agree that the future is uncertain, and that it makes a lot of sense for small business owners to take

By Jeff Rauth, President
of Commercial Finance
Advisors, Inc

advantage of long term fixed rates. This program is NOT to good to be true! And NO we do not charge any type of application fee or retainer. We want to close your loan. Give us an opportunity to earn your business and see how we can help you secure the best financing in the country. Fill out our pre approaval form now to take the first step.

This program means peace of mind for you, you’ll never having to worry about what interest rates maybe in the future.

That’s right this loan program is fully fixed, just like a residential loan, for it’s full term. I.e. its amortized over 25 years and the rate is fixed for 25 years. It’s available nationwide from $1,000,000 to $12,000,000 for purchases or refinances and virtually all building types are eligible (No gas stations, c stores, car washes, multifamily or churches though). Amazingly it can go up to 90% financing/loan to value as it’s combined with the SBA. So your business has to occupy at least 51% of the subject properties (no pure investment properties).

Rates on this program are good, but not as low as you can find with shorter fixed periods. For example, they are normally .4% - .6% higher than on a typical 5 year fixed community bank loan. So, are you willing to pay a little higher on the rate now, so that you don’t have to face an adjustment or a ballooning loan in 5 years? (And re-incur all of the closing costs when you have to refinance that loan) If so, than we encourage to fill out our brief pre approval form.

Qualifying Parameters

Here’s some more details for you:

Minimum loan amount on this is $1,000,000 and can go up to $12,000,000.
Need at least a 650 credit score.
Full recourse, no non profits.
No start ups, need to be in business at least 2 years.
10% equity injection required on purchases and can go up to 90% loan to value on refinances.
Your business has to occupy at least 51% of the subject property (don’t forget you can often count storage areas or basements

Interested? Take 5 minutes now to fill out our pre approval form to take the first step.

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25 Year Fixed Commercial Loan Program