Commercial Real Estate Loans, Commercial Mortgages, Commercial Finance

Interest rates are still in the 4%'s! on most transactions.  And we're currently issueing FULL commitments on average in less than a week.  Also, SBA 504 Debenture Rates are the lowest they've been in 30 years. See commercial mortgage rates here.      

Despite the credit crisis, we are still closing commercial real estate loans, commercial mortgages and SBA loans, in the $400,000 - $13,000,000 range, nationwide. In fact, 2011 was one one of our best years (in terms of closed loans) and 2012 is already off to a great start.  We anticipate  2012 to be a record year for us as well as for the commercial mortgage business in general.  If you need to get your transaction closed, i.e. if it's serious, we urge you to fill out our mini commercial loan application now, so we can give you immediate and thoughtful answers. 

We offer unique commercial mortgage programs, such as: SBA 7a loans, SBA 504 loans, long term fixed rate commercial mortgages, and others.  We do both commercial mortgage refinance and commercial purchase financing.   Also, take a look at our conventional commercial mortgage program that offers low long fixed rates with amortization periods as long as 25 years.  Go here to see our commercial mortgage rates.  We provide both owner user and commercial investment property financing (and are seasoned experts at 1031 exchange loans).  We have a wide variety of programs, many of which your local banks don't/can't offer.   

See overview of our Subprime Commercial Mortgage program here.  Designed for borrowers that have issues such as low credit scores, low/negative cash flow, etc.  Bank comparable terms...  It's NOT Hard money! 

As of 2011, SBA 504 loan refinances are now allowed.  However the program is set to expire in September 2012.  Time is quickly running out.  90% financing (loan to value) with low long term fixed rates are the primary benefits to you.  If you've had issues refinancing your building, due to value, you want to look at this. Also, as of October 2011 the SBA has dramtically reduced the qualifying parameters to this program.  But again, the program is going to expire in September of this year and you should have your loan request in and in process no later than by June/July.